by ccordell12 | Dec 30, 2013 | Insurance, Planning for Retirement, Resources for Retirees, Tax Planning
Your chances of requiring some sort of long-term care increase as you age, and long-term care insurance (LTCI) can help you cover your long-term care expenses. Although tax issues are probably not foremost in your mind when you buy LTCI, it still pays to consider...
by ccordell12 | Dec 30, 2013 | Insurance, Small Business Owners
If you’re like most people, you bought life insurance to provide for your loved ones in the event of your death. But because you’re self-employed, you may have an even greater need for life insurance: You’ll want to protect your family after you die, as well as...
by ccordell12 | Dec 30, 2013 | Insurance, Planning for Retirement, Resources for Retirees, Retirement Planning
Your goals and priorities will probably change as you plan to retire. Along with them, your insurance needs may change as well. Retirement is typically a good time to review the different parts of your insurance program and make any changes that might be needed. STAY...
by ccordell12 | Dec 30, 2013 | Insurance, Planning for Retirement, Resources for Retirees
An annuity is a contract between you, the purchaser or owner, and an insurance company, the annuity issuer. In its simplest form, you pay money to an annuity issuer, and the issuer pays out the principal and earnings back to you or to a named beneficiary. Life...
by ccordell12 | Dec 30, 2013 | Insurance, Planning for Retirement, Resources for Retirees
It’s a fact: People today are living longer. Although that’s good news, the odds of requiring some sort of long-term care increase as you get older. And as the costs of home care, nursing homes, and assisted living escalate, you probably wonder how...
by ccordell12 | Dec 30, 2013 | Insurance
The way that you structure the ownership of your life insurance policy can have possible estate tax consequences. Without proper planning, the beneficiaries of your life insurance policy might not receive the maximum benefit you intended. So it’s important to...
